The PSHB Program offers a range of benefits and coverage options designed to meet the diverse healthcare needs of postal workers and retirees. These benefits may include medical services, prescription drug coverage, preventive care, mental health services, and more. USPS professionals can choose from various health insurance plans within the PSHB Program, each offering different levels of coverage and cost-sharing arrangements. Enrollment in the PSHB Program mandates the selection of a health insurance plan during the 2024 open season, running from November 11 to December 9, 2024. Failure to actively choose a PSHB plan will result in automatic enrollment in a comparable one. Details on plan options and premiums will be available in fall 2024, with enrollment instructions forthcoming as the 2024 open season approaches. Regarding Medicare integration, while current Postal Service employment does not necessitate Medicare enrollment, certain employees must enroll in Medicare Part B to retain PSHB coverage upon retirement. Exceptions exist: those becoming annuitants by January 1, 2025, at age 64 or older, or employees under 64 upon retirement after January 1, 2025, generally must enroll in Medicare Part B upon becoming eligible for Medicare Part A. The Social Security Administration (SSA) will notify individuals of Medicare Part B eligibility during their initial enrollment period. Exceptions to Medicare Part B enrollment requirements apply to annuitants residing abroad, those covered by the Department of Veterans Affairs, or eligible for Indian Health Service benefits. PSHB coverage for family members aligns with the primary enrollee's eligibility. If the primary enrollee must enroll in Medicare Part B, so must dependent family members, and vice versa. Benefits and Coverage Options Chapter 1: Understanding the Postal Service Health Benefits (PSHB) Program 202404PMED1PSHBMD 5 www.Postal-Service-Health-Benefits-Program.com
RkJQdWJsaXNoZXIy MjEyMTc2MA==