Chapter 2: Medicare Part A - Hospital Insurance 2.2 Enrollment Process For most individuals, enrollment in Medicare Part A is automatic and occurs upon reaching the eligibility age, which is typically age 65. Individuals who are already receiving Social Security benefits or Railroad Retirement Board (RRB) benefits are automatically enrolled in Medicare Part A and Part B. However, individuals who are not automatically enrolled in Medicare Part A may need to sign up during their Initial Enrollment Period (IEP), which begins three months before the month of their 65th birthday, includes their birthday month, and extends for three months after their birthday month. This seven-month period provides individuals with the opportunity to enroll in Medicare Parts A and B without incurring late enrollment penalties. Additionally, individuals who delay enrollment in Medicare Part A beyond their IEP may sign up during the General Enrollment Period (GEP), which occurs annually from January 1 to March 31. However, late enrollment penalties may apply for individuals who delay enrollment unless they qualify for a Special Enrollment Period (SEP) due to certain circumstances, such as continuing to work past age 65 and having employer-sponsored health coverage. Understanding the enrollment process for Medicare Part A is essential for postal workers and retirees to ensure timely enrollment and avoid potential penalties or gaps in coverage. By adhering to enrollment deadlines and requirements, individuals can access Medicare Part A benefits when needed and maintain comprehensive healthcare coverage. To enroll in Medicare Part A, you can: Visit your local Social Security office. Call Social Security at 1-800-772-1213 (TTY 1-800-325-0778). Apply online through the Social Security Administration's website 202404PMED1MDSIMPLE 7 www.Postal-Service-Health-Benefits-Program.com
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