status: • Individuals aged 65 and older: Most people become eligible for Medicare when they turn 65, regardless of their income or medical history. • Younger people with disabilities: Individuals under 65 may qualify for Medicare if they have been receiving Social Security Disability Insurance (SSDI) or Railroad Retirement Board (RRB) disability benefits for at least 24 months. • People with end-stage renal disease (ESRD): Individuals of any age with ESRD, such as those requiring regular dialysis or a kidney transplant, are eligible for Medicare. • People with amyotrophic lateral sclerosis (ALS): Individuals diagnosed with ALS are eligible for Medicare immediately upon receiving disability benefits, without the standard waiting period. Chapter 1: Understanding Medicare - An Overview 1.1 What is Medicare? Medicare is a federal health insurance program primarily designed for individuals aged 65 and older, as well as for certain younger people with disabilities and those with end-stage renal disease (ESRD). Established in 1965, Medicare provides coverage for various medical services including hospital stays, doctor visits, preventive care, and prescription drugs. Medicare is administered by the Centers for Medicare & Medicaid Services (CMS), a federal agency within the Department of Health and Human Services (HHS). 1.2 Who is eligible for Medicare? Medicare eligibility is primarily based on age and disability 202404PMED1MDSIMPLE 4 www.Postal-Service-Health-Benefits-Program.com
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