Medicare Made Simple: Navigating Healthcare Coverage

Eligibility for Medicare coverage for individuals with disabilities extends beyond the traditional age requirement. To qualify for Medicare based on disability, individuals must meet one of the following criteria: • Receiving Social Security Disability Insurance (SSDI): Individuals under the age of 65 who have been receiving Social Security Disability Insurance (SSDI) benefits for at least 24 months are automatically enrolled in Medicare, including Parts A and B. • Receiving Railroad Retirement Board (RRB) Disability Benefits: Similarly, individuals under 65 who have been receiving disability benefits from the Railroad Retirement Board (RRB) for at least 24 months are also eligible for Medicare coverage. • Diagnosis of End-Stage Renal Disease (ESRD): Individuals of any age who have been diagnosed with End-Stage Renal Disease (ESRD) requiring regular dialysis or kidney transplant may qualify for Medicare coverage, regardless of their work history or age. Understanding these eligibility criteria is essential for individuals with disabilities to access Medicare coverage and healthcare services. 9.1 Eligibility Criteria Chapter 9: Medicare Coverage Options for Individuals with Disabilities 202404PMED1MDSIMPLE 23 www.Postal-Service-Health-Benefits-Program.com

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