202404PMED1MDSIMPLE 2 www.Postal-Service-Health-Benefits-Program.com Table of Contents Chapter 1: Understanding Medicare - An Overview 4 1.1 What is Medicare? 4 1.2 Who is eligible for Medicare? 4 1.3 Different Parts of Medicare 5 Chapter 2: Medicare Part A - Hospital Insurance 6 2.1 Coverage and Benefits 6 2.2 Enrollment Process 7 2.3 Costs and Fees 8 Chapter 3: Medicare Part B - Medical Insurance 9 3.1 Coverage and Benefits 9 3.2 Enrollment Process 9 3.3 Costs and Fees 10 Chapter 4: Medicare Part C - Medicare Advantage Plans 11 4.1 What is Medicare Advantage? 11 4.2 Coverage and Benefits 11 4.3 Enrollment Process 12 Conclusion 12 Chapter 5: Medicare Part D - Prescription Drug Coverage 13 5.1 Understanding Part D Coverage 13 5.2 Enrollment Process 14 5.3 Costs and Fees 15 Chapter 6: Comparing Original Medicare vs. Medicare Advantage 16 6.1 Pros and Cons of Original Medicare 16 6.2 Pros and Cons of Medicare Advantage 17 6.3 Factors to Consider 18 Chapter 7: Understanding Medigap - Supplemental Insurance Plans 19 7.1 What is Medigap? 19 7.2 Coverage and Benefits 19 7.3 Enrollment Process 20 7.4 Costs and Fees 20 Chapter 8: Medicare Enrollment Process 21 8.1 Initial Enrollment Period (IEP) and Special Enrollment Periods (SEP) 21 8.1.1 When to Enroll in Medicare 21 8.1.2 How to Enroll 21 8.1.3 Special Considerations 22
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