• Coverage of Medicare Part A Coinsurance and Hospital Costs: Some Medigap plans cover Part A coinsurance and hospital costs for up to an additional 365 days after Medicare benefits are exhausted. • Coverage of Medicare Part B Coinsurance or Copayments: Certain Medigap plans cover Part B coinsurance or copayments for doctor visits and outpatient services. • Coverage of Blood: Some Medigap plans cover the first three pints of blood needed for a medical procedure. • Coverage of Hospice Care Coinsurance or Copayments: Certain Medigap plans cover Part A hospice care coinsurance or copayments. • Skilled Nursing Facility Care Coinsurance: Certain Medigap plans cover skilled nursing facility care coinsurance under Medicare Part A. Understanding the coverage and benefits offered by Medigap plans helps beneficiaries choose the plan that best meets their healthcare needs and financial situation. Chapter 7: Understanding Medigap - Supplemental Insurance Plans 7.1 What is Medigap? Medigap, or Medicare Supplement Insurance, is private health insurance designed to supplement Original Medicare (Parts A and B) coverage. These plans are standardized by the federal government and offered by private insurance companies, providing beneficiaries with additional coverage for out-of-pocket costs such as deductibles, coinsurance, and copayments. 7.2 Coverage and Benefits Medigap plans offer various coverage options, depending on the specific plan chosen. Common benefits provided by Medigap plans may include: 202404PMED1MDSIMPLE 19 www.Postal-Service-Health-Benefits-Program.com
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